EV vs Gas Vehicle Costs in Santa Cruz County, CA

Should you switch to electric in Santa Cruz County? Here's the cost breakdown.

Annual Gas Cost

$1,689

Annual EV Cost

$648

Annual Savings

$1,041

Breakeven

7.7 yrs

5-Year Total Cost of Ownership

Gas Vehicle (ICE)

Purchase Price$35,000
Fuel (5 years)$8,445
Maintenance (5 years)$6,000

5-Year TCO$49,445

Electric Vehicle (EV)

Purchase Price$43,000
Charging (5 years)$3,240
Maintenance (5 years)$3,000

5-Year TCO$49,240

In Santa Cruz County, an EV saves approximately $205 over 5 years compared to a gas vehicle. The federal clean vehicle credit ended for vehicles acquired after September 30, 2025, so it is not included; state and local incentives may still apply.

About Santa Cruz County, California

Santa Cruz County in California has a population of 268,571 and a median household income of $104,409. Local gas prices and electricity rates significantly affect the EV vs gas calculus.

These estimates use regional energy cost data. Actual costs depend on your specific vehicles, driving patterns, electricity plan, and available incentives. Our Monte Carlo simulation models battery degradation, fuel price volatility, maintenance schedules, and resale values across thousands of scenarios.

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Health and care costs

County-level data from U.S. Census Bureau American Community Survey (ACS) 2022 5-Year Estimates. Additional sources: EIA, AAA, Department of Energy AFDC. Estimates based on regional data. This is not financial advice.